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产品名称:

Direct Finance Leasing

上市日期: 2016-09-11

Direct finance leasing is mainly used when our customers commence new projects, expand production, upgrade their technology and have financial demands to purchase new equipment. We fund our direct finance leases primarily through our own capital, bank borrowings and shareholders’ loan.

 

1. We (as lessor) will purchase specific asset under the lease agreement from the equipment supplier, pursuant to the instructions given by the lessee.

2. We pay 60% to 90% of the purchase price of the asset and the lessee pays the remainder of the purchase price directly to the equipment supplier.

3. The lessee also pays us a security deposit at the time of the purchase, which typically ranges from 5% to 20% of the purchase price. In some cases, the equipment supplier also pays us a security deposit at the time of the purchase, which typically ranges from 10% to 20% of the purchase price.

4. We then lease the asset to our customer (as lessee) for its use in return for periodic lease payments paid by the customer to us.

5. Usually in two to three years, or in some cases on longer terms, the lessee repays the portion of purchase amount of the assets provided by us, together with interest and other fees to us

6. At the end of the lease term, the ownership of the assets will be transferred to the lessee.

 

The following diagram illustrates the relationship among the three parties:


Direct Finance Leasing


新品直租

主要在客户开展新项目、扩大生产、开展技术进步以及具有购买新设备的融资需求时使用。我们主要通过自有资金、银行借款及股东贷款为新品直租提供资金。


1.作为出租人,我们将按照承租人发出的指示,根据租赁协议向设备供货商购买特定资产。

2.我们支付大部分资产购买价(一般为70%至80%),而客户直接向设备供货商支付购买价的余额。

3.客户需向我们支付保证金,通常介于零至购买价的20%。

4.客户在两至三年内向我们偿还资产部份的购买金额、利息及其他费用。

5.租赁期限结束时,资产的所有权将转让予客户。


下图说明本公司、承租人及设备供应商之间的关系:


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