Welcome to  FY Financial (Shenzhen) Co., Ltd.
Business Overview Business Overview
产品名称:

Used sale-Leaseback

上市日期: 2016-09-11

Used sale-leaseback is primarily used by our customers who need working capital for their operations. We fund our used sale-leaseback transactions primarily through our own capital, bank borrowings and shareholders’ loans.

 

1. The customer (the lessee) sells their existing asset to our Company (the lessor) at a negotiated purchase price with reference to an appraised value by specialists from our Business and Risk Management Departments, and approved by our Project Approval Committee or our Risk Investment Committee. The negotiated purchase price is typically 50% to 75% of the agreed value of the equipment.

2. We then lease the asset back to the lessee for its use in return for periodic lease payments paid by the customer to us.

3. The lessee also pays us a security deposit at the time of the purchase, which typically ranges from 10% to 15% of the negotiated purchase price.

4. Usually in three years, the lessee repays the purchase amount of the asset, interests and other fees to the lessor.

5. At the end of the lease term, the ownership of the assets will be transferred to the lessee.

 

The following diagram illustrates the relationship between the two parties:



Used sale-Leaseback



旧品回租

主要由需要营运资金开展业务的客户使用。我们主要以自有资金、银行借款、股东贷款及发行资产抵押证券所得资金为旧品回租交易提供资金。


1.经由本公司业务及风险管理部门的专家及估值委员会评估价格,客户按协议购买价(一般为设备估值的60%至80%)向我们出售现有资产。

2.我们其后作为出租人将资产回租予客户使用,以换取定期租赁付款。

3.客户需向我们支付保证金,通常介乎零至协议购买价的20%。

4.客户一般在三年内向我们偿还资产的购买金额、利息及其他费用。

5.于租赁期限结束时,资产的所有权将转让予客户。


下图说明出租人及承租人之间的关系:


旧品回租

主要由需要营运资金开展业务的客户使用。我们主要以自有资金、银行借款、股东贷款及发行资产抵押证券所得资金为旧品回租交易提供资金。


1.经由本公司业务及风险管理部门的专家及估值委员会评估价格,客户按协议购买价(一般为设备估值的60%至80%)向我们出售现有资产。

2.我们其后作为出租人将资产回租予客户使用,以换取定期租赁付款。

3.客户需向我们支付保证金,通常介乎零至协议购买价的20%。

4.客户一般在三年内向我们偿还资产的购买金额、利息及其他费用。

5.于租赁期限结束时,资产的所有权将转让予客户。


下图说明出租人及承租人之间的关系:



相关产品 / 热卖产品 More
Copyright ©2016 - 2019 FY Financial (Shenzhen) Co., Ltd.
QR